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<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <!-- ===== Core Public Pages ===== -->
  <url>
    <loc>https://www.soldikeeper.com/</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://www.soldikeeper.com/"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.soldikeeper.com/"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://www.soldikeeper.com/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://www.soldikeeper.com/"/>
    <xhtml:link rel="alternate" hreflang="fr" href="https://www.soldikeeper.com/"/>
    <xhtml:link rel="alternate" hreflang="it" href="https://www.soldikeeper.com/"/>
    <xhtml:link rel="alternate" hreflang="pt" href="https://www.soldikeeper.com/"/>
  </url>
  <url>
    <loc>https://www.soldikeeper.com/register</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.soldikeeper.com/subscription/plans</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.soldikeeper.com/login</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- ===== Feature Pages ===== -->
  <url>
    <loc>https://www.soldikeeper.com/features/budgeting</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.soldikeeper.com/features/bill-splitting</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.soldikeeper.com/features/expense-tracking</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.soldikeeper.com/features/receipt-scanning</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.soldikeeper.com/features/recurring-transactions</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ===== Comparison Pages (vs competitors) ===== -->
  <url>
    <loc>https://www.soldikeeper.com/vs/mint</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.soldikeeper.com/vs/splitwise</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.soldikeeper.com/vs/ynab</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.soldikeeper.com/vs/tricount</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ===== Blog ===== -->
  <url>
    <loc>https://www.soldikeeper.com/blog</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.soldikeeper.com/blog/how-to-split-rent-fairly</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.soldikeeper.com/blog/50-30-20-budget-rule</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.soldikeeper.com/blog/best-free-budgeting-apps-2026</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ===== Trust / Info Pages ===== -->
  <url>
    <loc>https://www.soldikeeper.com/about</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.soldikeeper.com/security</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.soldikeeper.com/press</loc>
    <lastmod>2026-05-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

</urlset>
